Thank you, so much Dr. Mahdi
Century 21 Gold Real Estate, Norco & Jurupa Valley
Donna Chudzicki - Realtor/Broker
www.c21gold.net
Showing posts with label sellers. Show all posts
Showing posts with label sellers. Show all posts
Wednesday, July 1, 2015
Saturday, June 27, 2015
Thought For The Day - From Century 21 Gold
Thought for the day -
From Century 21 Gold Real Estate
Century 21 Gold now with two locations - 2055 Hamner Avenue, Norco, CA. 92860 951-479-4580 and 6205 Pats Ranch Road #G, Jurupa Valley, CA. 951-279-3348
Donna Chudzicki-Broker/Owner 909-215-5409
Properties for sale in: Eastvale, Jurupa Valley, Riverside, Corona, Norco, Moreno Valley, Mira Loma, Inland Empire.
Thursday, June 25, 2015
The 10-Step Guide to Buying a House From Century 21 Gold
The 10-Step Guide to Buying a House
Buying a house may be the most complicated financial process of your entire life. Luckily, we’ve broken it down into 10 straightforward steps:
1. Are you ready to become a homeowner?
Whether you’re becoming a homeowner for the first time or you’re a repeat buyer, buying a house is a financial and emotional decision that requires the experience and support of a team of reliable professionals.
Whether you’re becoming a homeowner for the first time or you’re a repeat buyer, buying a house is a financial and emotional decision that requires the experience and support of a team of reliable professionals.
2. Get a Realtor®
In the maze of forms, financing, inspections, marketing, pricing, and negotiating, it makes sense to work with professionals who know the community and much more. Those professionals are the local Realtors who serve your area.
In the maze of forms, financing, inspections, marketing, pricing, and negotiating, it makes sense to work with professionals who know the community and much more. Those professionals are the local Realtors who serve your area.
3. Get a mortgage pre-approval
Most first-time buyers need to finance their home purchase, and a consultation with a mortgage lender is a crucial step in the process. Find out how much you can afford before you begin your home search.
Most first-time buyers need to finance their home purchase, and a consultation with a mortgage lender is a crucial step in the process. Find out how much you can afford before you begin your home search.
4. Look at homes
A quick search on our site will bring up thousands of homes for sale. Educating yourself on your local market and working with an experienced Realtor can help you narrow your priorities and make an informed decision about which home to choose.
A quick search on our site will bring up thousands of homes for sale. Educating yourself on your local market and working with an experienced Realtor can help you narrow your priorities and make an informed decision about which home to choose.
5. Choose a home
While no one can know for sure what will happen to housing values, if you choose to buy a home that meets your needs and priorities, you’ll be happy living in it for years to come.
While no one can know for sure what will happen to housing values, if you choose to buy a home that meets your needs and priorities, you’ll be happy living in it for years to come.
6. Get fundingThe cost of financing your home purchase is usually greater than the price of the home itself (after interest, closing costs, and taxes are added). Get as much information as possible regarding your mortgage options and other costs.
7. Make an offer
While much attention is paid to the asking price of a home, a proposal to buy includes both the price and terms. In some cases, terms can represent thousands of dollars in additional value—or additional costs—for buyers.
While much attention is paid to the asking price of a home, a proposal to buy includes both the price and terms. In some cases, terms can represent thousands of dollars in additional value—or additional costs—for buyers.
8. Get insurance
No sensible car owner would drive without insurance, so it figures that no homeowner should be without insurance, either. Real estate insurance protects owners in the event of catastrophe. If something goes wrong, insurance can be the bargain of a lifetime.
No sensible car owner would drive without insurance, so it figures that no homeowner should be without insurance, either. Real estate insurance protects owners in the event of catastrophe. If something goes wrong, insurance can be the bargain of a lifetime.
9. ClosingThe closing process, which in different parts of the country is also known as “settlement” or “escrow,” is increasingly computerized and automated. In practice, closings bring together a variety of parties who are part of the real estate transaction.
10. What’s next?
You’ve done it. You’ve looked at properties, made an offer, obtained financing, and gone to closing. The home is yours. Is there any more to the home-buying process? Whether you’re a first-time buyer or a repeat buyer, you’ll want to take several more steps.
Contact Donna Chudzicki - Broker/Owner of Century 21 Gold in Norco & Jurupa Valley, CA.
Donna can be reached at 909-215-5409 or by email at donnachudzicki@yahoo.com.
Donna has properties for Sale in Norco, Corona, Riverside, Jurupa Valley, Moreno Valley, Inland Empire. Please visit our site at www.c21gold.net or DonnaChudzicki.com Tuesday, June 23, 2015
Home Buying Paperwork Is Everything, So Make Sure You Get This Right..
This Part of the Home-Buying Paperwork Is Everything, So Make Sure You Get It Right
The prime home-buying season is upon us, and with it, mounds of paperwork. And, let’s be honest—a chunk of that paperwork will be devoted to the real estate purchase contract.
Here’s how you can sign on the dotted line without losing your mind.
What it is
A real estate purchase contract is a legally binding document that details the sale of the property. Details range from the basics (e.g., how much the property costs) to the specifics ( e.g., what furniture or appliances stay in the house).
How to prepare
Before you even go near the contract, do a walk-through of the property with a professional land surveyor, engineer, or experienced landowner. Call in an inspector to search for anything that might end up costing you extra money: broken gutters or gates, inadequate electrical circuits, outdated plumbing pipes, and more. Get it all down in writing and attach all building and land inspection forms to the contract.
Review the contract
Once all the paperwork is gathered and reviewed, a real estate purchase contract will be drawn up. The following are common items that appear in traditional contracts:
- Buyer’s and seller’s list
- Legal description of the property, including zoning information
- Purchase price and terms of the sale
- Down payment to be held in escrow and future payment structure
- Closing date
- Response time frame before the contract is void
- Any items included in the sale such as appliances, furniture, and flooring
- Disclosure of lead paint (for buildings built before 1978) and other defects
- Home and appliance warrantees
- Pest and environmental inspection results
- Home inspection results
- Title insurance
- Contingency clauses (for example, you can buy this house only if your other home sells, or certain repairs need to be made)
- Commissions, if any
- Signatures
Signing the contract
When you sign this contract—that’s pretty much it. If you come back to the seller and ask for anything else not in the purchase agreement, she or he doesn’t have to do it—and probably won’t. The contract states everything you’re getting and not getting in your new home, so get a real estate lawyer to go over all the details. Ask the seller for clarification on anything you don’t understand, and sign only when you’re certain you understand the agreement.
After signing
Store the contract in a secure area such as a safe-deposit box. Also store the deed and any other documents registered in the local registry office.
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